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Introducing Eppington South!
Introducing Eppington South and OZ Custom Build Homes. Large lots from .75-1.3 acres.. Homes starting from the low 500,000’s! Offering ranch style plans with many custom features. Private living with low county taxes. Just 15 minutes from downtown Charlotte, area golf courses and Lake Wylie. Call The Linda Hall Team at 803-548-4499 for availability!
Waterfront Listing Just Reduced!! Beach & Pool!! Only $459,900!!
Waterfront home with sandy beach. This charming older home will remind you of the islands!! Hardwood floors throughout this inspiring home. When you walk in the kitchen and sunroom area the view is just beautiful. The home has great living areas to include dining room, study and great room. Everything about this property is waterfront living at its best. Spend your summer by the in ground pool and spa with the connecting outdoor kitchen area. Dock your boat at the dock and start living the dream.offered at $459,900.Welcome to South Carolina!
http://visityorkcounty.com/
Thinking of moving to the area, please take time and click on this link to learn all about South Carolina.
Included in this link, there is an information video as well.
I would be happy to help answer any questions.
New 2010 Palmetto Heroes Program Provided by Janet Gaglione”The Mortgage Lady” 803-835-8922 Janet.Gaglione@scbtonline.com
POLICE OFFICERS-FIRE FIGHTERS-EMS-TEACHERS
2010 PALMETTO HEROES PROGRAM. The Heroes–
Borrower must be a full-time police officer with state or local government agency includingFire Fighters and EMS government agency- Borrower must be a full-time or volunteer fire fighter or EMS with a state or local- Borrower must have a South Carolina Teachers Certification and be employed as a classroom teacher–The fixed interest rate will be 5.125- Up to $7,000 Repayable Down Payment Assistance has an interest rate of 4% and payments will begin the third anniversary of the first- $7,000 Forgivable Down Payment Assistancerequires the borrower to live in the purchased property for five years in order for theNON-TARGETED COUNTIESa Non-Targeted County must not have had ownershipTargeted CountiesTargeted County must not have ownership interestwww.schousing.com under First-Homebuyerwww.schousing.
SOUTH CAROLINA STATE HOUSING FINANCE AND DEVELOPMENT AUTHORITY
ANNOUNCES…
THE 2010 PALMETTO HEROES PROGRAM
For SC State Housing Authority is excited to announce our selected for the 2010 initiative are “Police Officers – Fire Fighters – EMS – Teachers”. Borrower(s) must meet State Housings First-Time Homebuyer requirements. The program Features a reduced mortgage interest rate and downpayment assistance is available. The Funding will be limited to $40 million. Loans are available on a first come first served basis and borrowers must have an accepted sales contract on a home prior to reserving funds. All State Housing loan policies and procedures will be in affect for this program. See our program guides and manual forspecific loan details.
Police Officers correctional officers with the South Carolina State Department of Corrections
Teachers or have a contract to receive a paycheck begin teaching within 60 days of closing on the home.
INTEREST RATE
DOWN PAYMENT ASSISTANCE
Category I
$7,000 Repayable Loan payment on the first mortgage.
The payment on $7,000.00 will be $128.92 per month for 5 years.
The payment on $6,000.00 will be $110.50 per month for 5 years
The payment on $5,000.00 will be $92.08 per month for 5 years
Category I I
$7,000 Forgivable Loan
loan to be completely forgiven. The loan must be repaid if the Borrower(s) fails to remain in the property for a minimum of 60 months. (20% of the loan amount is forgiven each year)
INCOME AND HOUSE PRICE LIMITS
See Income Charts for maximum house prices and income limits.
FIRST TIME HOMEBUYER REQUIREMENTS
•Borrower(s) buying a home in interest in a principle residence in the past three years.
•The Borrower(s) buying a home in a in a principal residence at the time of closing.
See charts below for a list of Targeted and Non-Targeted Counties, income charts and maximum
sales price limits
Rates are subject to change due to Market Conditions
INCOME CATEGORIES AND MAXIMUM HOME PRICES
CATEGORY I CATEGORY II CATEGORY III
NON-TARGETED
See Category II or III Charts for 3 or more Persons 2009
1 or 2
Person(s) 3 or MorePersons
Home
Price 1 Person 2 Persons 1 Person 2 Persons Home Price
Aiken $55,500 $63,825 $225,000 $31,100 $35,500 $19,450 $22,200 $202,500
Anderson $53,800 $61,870 $225,000 $30,750 $35,150 $19,200 $21,950 $202,500
Charleston $60,300 $69,345 $255,000 $33,800 $38,600 $21,100 $24,100 $229,000
Greenville $57,200 $65,780 $225,000 $32,050 $36,600 $20,000 $22,900 $202,500
Greenwood $53,400 $61,410 $225,000 $29,900 $34,150 $18,700 $21,350 $202,500Lancaster $50,700 $58,305 $225,000 $28,400 $32,450 $17,750 $20,300 $202,500
Lexington $62,100 $71,415 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500
Oconee $55,100 $63,365 $225,000 $30,850 $35,300 $19,300 $22,050 $202,500
Pickens $57,200 $65,780 $225,000 $32,050 $36,600 $20,000 $22,900 $202,500
Richland $62,100 $71,415 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500
Spartanburg $55,100 $63,365 $225,000 $30,850 $35,300 $19,300 $22,050 $202,500
York $66,500 $76,475 $231,000 $37,250 $42,550 $23,300 $26,600 $208,000
TARGETED
See Category II or III Charts for 3 or more Persons
2009
1 or 2
Person(s)
3 or More
Persons
Home
Price 1 Person 2 Persons 1 Person 2 Persons Home Price
Barnwell $66,000 $77,000 $225,000 $32,750 $37,450 $20,500 $23,400 $202,500
Beaufort $79,080 $92,260 $285,000 $36,900 $42,150 $23,050 $26,350 $255,000
Berkeley $72,360 $84,420 $255,000 $33,800 $38,600 $21,100 $24,100 $229,000
Calhoun $66,000 $77,000 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500
Cherokee $66,000 $77,000 $225,000 $30,750 $35,150 $19,200 $21,950 $202,500
Dorchester $72,360 $84,420 $255,000 $33,800 $38,600 $21,100 $24,100 $229,000
Edgefield $66,000 $77,000 $225,000 $31,100 $35,500 $19,450 $22,200 $202,500
Fairfield $66,000 $77,000 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500
Florence $66.000 $77,000 $225,000 $28,100 $32,100 $17,550 $20,100 $202,500
Georgetown $66,000 $77,000 $225,000 $29,700 $33,900 $18,550 $21,200 $202,500
Horry $66,000 $77,000 $225,000 $29,350 $33,500 $18,350 $20,950 $202,500
Jasper $66,000 $77,000 $285,000 $27,100 $30,950 $16,950 $19,350 $255,000
Kershaw $67,080 $78,260 $225,000 $31,300 $35,750 $19,550 $22,350 $202,500
Laurens $66,000 $77,000 $225,000 $27,850 $31,800 $17,400 $19,900 $202,500
Newberry $66,000 $77,000 $225,000 $28,300 $32,300 $17,700 $20,200 $202,500
Saluda $66,000 $77,000 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500
ALL Others $66,000 $77,000 $225,000 $27,100 $30,950 $16,950 $19,350 $202,500
Expanded Income Charts can be found at
For more information on other State Housing Products see our website at
Century 21 Convention and Awards 2-22-2010
Experience the Difference in Real Estate Service!
Century 21 First Choice’s top agents made their way up on the stage to recieve awards. Pete Hall, Broker recieved the Gold Medallion and Quality Service awards.
The Linda Hall Team recieved:
*Centurion Team
*President’s Team
*Quality Service Pinnacle Team
Alex Dewey recieved Master Ruby and Quality Service
Carmen Miller recieved Masters Emerald and Quality Service
Debbie Taylor and Team recieved Masters Emerald and Quality Service
Jessica Sulllivan recieved Quality Service
Kellye Coltharp recieved Quality Service Pinnacle
Laura Pogue recieved Master Emerald and Quality Service
Congratulations to all the agents!
