Blog

Introducing Eppington South!

March 16th, 2010 • By: hall Fort Mill Real Estate, Tega Cay Real Estate

Introducing Eppington South and OZ Custom Build Homes. Large lots from .75-1.3 acres.. Homes starting from the low 500,000’s! Offering ranch style plans with many custom features. Private living with low county taxes. Just 15 minutes from downtown Charlotte, area golf courses and Lake Wylie. Call The Linda Hall Team at 803-548-4499 for availability!100308124729_21292_ptEddington100308124835_21294

Waterfront Listing Just Reduced!! Beach & Pool!! Only $459,900!!

March 16th, 2010 • By: hall Tega Cay Real Estate

bounty 1026 PoolWaterfront home with sandy beach. This charming older home will remind you of the islands!! Hardwood floors throughout this inspiring home. When you walk in the kitchen and sunroom area the view is just beautiful. The home has great living areas to include dining room, study and great room. Everything about this property is waterfront living at its best. Spend your summer by the in ground pool and spa with the connecting outdoor kitchen area. Dock your boat at the dock and start living the dream.offered at $459,900.
Call Linda Hall/The Linda Hall Team @ 803-548-4499

Welcome to South Carolina!

March 12th, 2010 • By: hall Fort Mill Real Estate, Tega Cay Real Estate

http://visityorkcounty.com/
Thinking of moving to the area, please take time and click on this link to learn all about South Carolina.

Included in this link, there is an information video as well.

I would be happy to help answer any questions.

New 2010 Palmetto Heroes Program Provided by Janet Gaglione”The Mortgage Lady” 803-835-8922 Janet.Gaglione@scbtonline.com

March 4th, 2010 • By: hall Fort Mill Real Estate, Tega Cay Real Estate

POLICE OFFICERS-FIRE FIGHTERS-EMS-TEACHERS

2010 PALMETTO HEROES PROGRAM. The Heroes

Borrower must be a full-time police officer with state or local government agency includingFire Fighters and EMS government agency- Borrower must be a full-time or volunteer fire fighter or EMS with a state or local- Borrower must have a South Carolina Teachers Certification and be employed as a classroom teacher–The fixed interest rate will be 5.125- Up to $7,000 Repayable Down Payment Assistance has an interest rate of 4% and payments will begin the third anniversary of the first- $7,000 Forgivable Down Payment Assistancerequires the borrower to live in the purchased property for five years in order for theNON-TARGETED COUNTIESa Non-Targeted County must not have had ownershipTargeted CountiesTargeted County must not have ownership interestwww.schousing.com under First-Homebuyerwww.schousing.

SOUTH CAROLINA STATE HOUSING FINANCE AND DEVELOPMENT AUTHORITY

 ANNOUNCES…

 THE 2010 PALMETTO HEROES PROGRAM

 For SC State Housing Authority is excited to announce our selected for the 2010 initiative are “Police Officers – Fire Fighters – EMS – Teachers”. Borrower(s) must meet State Housings First-Time Homebuyer requirements. The program Features a reduced mortgage interest rate and downpayment assistance is available. The Funding will be limited to $40 million. Loans are available on a first come first served basis and borrowers must have an accepted sales contract on a home prior to reserving funds. All State Housing loan policies and procedures will be in affect for this program. See our program guides and manual forspecific loan details.

 Police Officers correctional officers with the South Carolina State Department of Corrections

 Teachers or have a contract to receive a paycheck begin teaching within 60 days of closing on the home.

 

INTEREST RATE

 DOWN PAYMENT ASSISTANCE

Category I

 

$7,000 Repayable Loan payment on the first mortgage.

The payment on $7,000.00 will be $128.92 per month for 5 years.

The payment on $6,000.00 will be $110.50 per month for 5 years

The payment on $5,000.00 will be $92.08 per month for 5 years

Category I I

 $7,000 Forgivable Loan

loan to be completely forgiven. The loan must be repaid if the Borrower(s) fails to remain in the property for a minimum of 60 months. (20% of the loan amount is forgiven each year)

INCOME AND HOUSE PRICE LIMITS

 See Income Charts for maximum house prices and income limits.

 

FIRST TIME HOMEBUYER REQUIREMENTS

 

•Borrower(s) buying a home in interest in a principle residence in the past three years.

 

•The Borrower(s) buying a home in a in a principal residence at the time of closing.

 See charts below for a list of Targeted and Non-Targeted Counties, income charts and maximum

sales price limits

Rates are subject to change due to Market Conditions

 INCOME CATEGORIES AND MAXIMUM HOME PRICES

 CATEGORY I CATEGORY II CATEGORY III

 NON-TARGETED

 See Category II or III Charts for 3 or more Persons 2009

 

1 or 2

Person(s) 3 or MorePersons

Home

Price 1 Person 2 Persons 1 Person 2 Persons Home Price

Aiken $55,500 $63,825 $225,000 $31,100 $35,500 $19,450 $22,200 $202,500

Anderson $53,800 $61,870 $225,000 $30,750 $35,150 $19,200 $21,950 $202,500

Charleston $60,300 $69,345 $255,000 $33,800 $38,600 $21,100 $24,100 $229,000

Greenville $57,200 $65,780 $225,000 $32,050 $36,600 $20,000 $22,900 $202,500

Greenwood $53,400 $61,410 $225,000 $29,900 $34,150 $18,700 $21,350 $202,500Lancaster $50,700 $58,305 $225,000 $28,400 $32,450 $17,750 $20,300 $202,500

Lexington $62,100 $71,415 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500

Oconee $55,100 $63,365 $225,000 $30,850 $35,300 $19,300 $22,050 $202,500

Pickens $57,200 $65,780 $225,000 $32,050 $36,600 $20,000 $22,900 $202,500

Richland $62,100 $71,415 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500

Spartanburg $55,100 $63,365 $225,000 $30,850 $35,300 $19,300 $22,050 $202,500

York $66,500 $76,475 $231,000 $37,250 $42,550 $23,300 $26,600 $208,000

 

TARGETED

 See Category II or III Charts for 3 or more Persons

 

2009

 

1 or 2

Person(s)

3 or More

Persons

Home

Price 1 Person 2 Persons 1 Person 2 Persons Home Price

Barnwell $66,000 $77,000 $225,000 $32,750 $37,450 $20,500 $23,400 $202,500

Beaufort $79,080 $92,260 $285,000 $36,900 $42,150 $23,050 $26,350 $255,000

Berkeley $72,360 $84,420 $255,000 $33,800 $38,600 $21,100 $24,100 $229,000

Calhoun $66,000 $77,000 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500

Cherokee $66,000 $77,000 $225,000 $30,750 $35,150 $19,200 $21,950 $202,500

Dorchester $72,360 $84,420 $255,000 $33,800 $38,600 $21,100 $24,100 $229,000

Edgefield $66,000 $77,000 $225,000 $31,100 $35,500 $19,450 $22,200 $202,500

Fairfield $66,000 $77,000 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500

Florence $66.000 $77,000 $225,000 $28,100 $32,100 $17,550 $20,100 $202,500

Georgetown $66,000 $77,000 $225,000 $29,700 $33,900 $18,550 $21,200 $202,500

Horry $66,000 $77,000 $225,000 $29,350 $33,500 $18,350 $20,950 $202,500

Jasper $66,000 $77,000 $285,000 $27,100 $30,950 $16,950 $19,350 $255,000

Kershaw $67,080 $78,260 $225,000 $31,300 $35,750 $19,550 $22,350 $202,500

Laurens $66,000 $77,000 $225,000 $27,850 $31,800 $17,400 $19,900 $202,500

Newberry $66,000 $77,000 $225,000 $28,300 $32,300 $17,700 $20,200 $202,500

Saluda $66,000 $77,000 $225,000 $34,800 $39,750 $21,750 $24,850 $202,500

ALL Others $66,000 $77,000 $225,000 $27,100 $30,950 $16,950 $19,350 $202,500

 

Expanded Income Charts can be found at

For more information on other State Housing Products see our website at

Century 21 Convention and Awards 2-22-2010

February 24th, 2010 • By: hall Fort Mill Real Estate, Tega Cay Real Estate

 
Century 21 First Choice

Experience the Difference in Real Estate Service!

Century 21 First Choice’s top agents made their way up on the stage to recieve awards. Pete Hall, Broker recieved the Gold Medallion and Quality Service awards.

 

The Linda Hall Team recieved:

*Centurion Team

*President’s Team

*Quality Service Pinnacle Team

Alex Dewey recieved Master Ruby and Quality Service

Carmen Miller recieved Masters Emerald  and Quality Service

Debbie Taylor and Team recieved Masters Emerald and Quality Service

Jessica Sulllivan recieved Quality Service

Kellye Coltharp recieved Quality Service Pinnacle

Laura Pogue recieved Master Emerald and Quality Service

Congratulations to all the agents!


Attorney’s Advice-Not a Joke

January 27, 2010
by: hall • Uncategorized

Attorney’s Advice-Not a Joke

January 27, 2010
by: hall • Uncategorized